Free Tools
Know the numbers
before you make a move.
Six complimentary calculators designed for Southwest Florida Gulf Coast buyers and sellers — estimate mortgage payments, closing costs, seller proceeds, affordability, loan scenarios, and Florida AS-IS contract deadlines. Instant results as you type.
Quick tools to get a real sense of the numbers — before you ever call us. Everything calculates instantly in your browser; nothing is sent anywhere.
Jump straight to:
Mortgage Calculator
Your full monthly payment (PITI), with Florida taxes and insurance.
Buyer's Closing Costs
Florida-typical line items, itemized.
| Lender fees (origination, 1%) | — |
| Appraisal | — |
| Credit report & lender misc. | — |
| Title insurance (owner's policy) | — |
| Title search & closing fee | — |
| Doc stamps on the note ($0.35 per $100 of loan) | — |
| Intangible tax on the mortgage (0.2%) | — |
| Recording fees | — |
| Survey | — |
| Prepaids & escrow reserves (est. 3 months + 15 days interest) | — |
Seller's Net Sheet
What you're likely to walk away with at closing.
Affordability Calculator
How much you may qualify to buy, based on income and debts.
Loan Comparison
Compare up to three loan options side by side.
| Scenario | A | B | C |
|---|---|---|---|
| Loan amount | |||
| Rate (%) | |||
| Term (years) | |||
| Discount points | |||
| Monthly payment (P&I) | — | — | — |
| Cost of points | — | — | — |
| Total interest | — | — | — |
| Total cost (interest + points) | — | — | — |
Critical Dates Calculator
Turns Florida AS-IS contract time periods into calendar dates.
Estimating aid only — not legal advice. Your actual contract dates and periods control; confirm with your agent and closing attorney.
Estimates only. Actual costs vary by county, lender, and title company. Not legal, tax, or lending advice.
Have Sabatino review these numbers.
A calculator gives you an estimate. A licensed builder-Realtor® can tell you whether it holds up — real insurance quotes, real HOA reserves, real comps for the pocket you're looking at. Send Sabatino what you ran and he'll reply with the real math, no obligation.
Want these numbers run
on a real property?
Send Sabatino an address and he'll walk through the real math with you — pricing, financing, and what you'd actually net at closing.
Sabatino Campilii, Realtor® · LoKation® Real Estate